The pain and inconvenience of a car accident may be just beginning as emergency responders treat you on the scene or transport you to a New Jersey hospital. Depending on the severity of your injuries, you may be looking at thousands of dollars in medical bills, lost wages and serious financial struggles. Since New Jersey is a no-fault insurance state, you file a claim with your own insurer.
Just when you think things can't get worse, you learn that the insurance company has denied your claim for benefits. Perhaps this doesn't make sense to you. You are legitimately injured, and you purchased insurance for such situations. However, there are circumstances for which your insurer may rightfully deny your claim.