As you consider how to best provide for your loved ones after your death, you may run into a snag. You own a home that you and your current spouse occupy, but you don't want it to become part of your surviving spouse's estate upon his or her death. Instead, you want to be sure that it passes to your child from a prior relationship upon your spouse's death.
You may leave the home to your child in your will, or even put the home into a trust, but that could risk your spouse not having a home upon your death. You may love your child, and he or she may verbally agree to allow your spouse to live in the home after your death, but why take the risk that a falling out could occur that leaves your spouse without a home when you are no longer around?