Fitzgerald & McGroarty PA
800-465-1307 609-365-0036

Has a claim or lawsuit come against your small business?

Starting a business may have been a dream goal that you doubted you would ever reach. Fortunately, one day you decided to take the steps necessary to make your dream a reality, and you found success in creating your company. While you may want to focus on continual success and satisfaction, it is important to remember that negative aspects also come along with running a business.

In particular, a claim or lawsuit could come against your company. While this may seem like a devastating blow, it is relatively common in the business world. Not everyone will believe that you are operating as you should or producing safe products. In the event that a claim or suit does come against you, do not panic.


Before the possibility of a claim or lawsuit exists, you may want to make preparations for such a possibility. General liability insurance is vital for businesses as it can offer protection in the event that someone files a claim. However, depending on the type of business you run, you may need additional insurance or more specific coverage. Discussing your insurance options and needs with a professional may prove useful to you and your company.

Settlement or litigation?

If a claim comes against your company, you and your insurance company may have the ability to handle it relatively easily. It can certainly be disheartening to have to handle a claim, but your insurance should help mitigate any damage. Of course, some claims could turn into lawsuits if the resolution to the claim does not seem satisfactory to one or all parties. A lawsuit still does not necessarily mean that litigation will occur because a settlement is possible.

Still, settlements do not always result in the desired outcomes either, which is when litigation becomes a more serious likelihood. Fortunately, you do not have to believe that your company will suffer due to this situation. You have the right to defend against any claims or lawsuits that your business faces.

Understanding your options

If you do find yourself in the position of having to defend your business, remember that you have legal options. It may benefit you to contact a New Jersey attorney experienced in this area of law to help you obtain reliable and applicable information for your specific case. Having legal support may allow you to feel more in control of the situation.

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Fitzgerald & McGroarty PA
747 Shore Road
Linwood, NJ 08221

Toll Free: 800-465-1307
Phone: 609-365-0036
Fax: 609-926-3104
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